Preguntas Orientadoras

1. What is a template?

A template is a design mold, or pattern of an item (or a group of items) that serves as a basis or guide for designing or constructing similar items. Unlike boilerplate agreements, template agreements may allow certain degree of freedom in making alterations or modifications. It is a file that serves as a starting point for a new document. When you open a template, it is pre-formatted in some way. 

 

2. What is the function of a template?

The function templates is specify a set of functions that are based on the same code but act on different types or classes, to control the overall look and layout of a site. It provides the framework that brings together common elements, modules and components as well as providing the cascading style sheet for the site. Both the front-end and the back-end of the site have templates. 

 

 

3. What are the purpose and the structure of invoices and purchase orders?

Purpose of Invoices: It may be possible to make several modifications to the format of an invoice to reduce the time required to receive payments from customers, as well as to reduce the number of customer payment errors. The goal in creating an invoice format is to present the minimum amount of information to the customer in order to prevent confusion, while presenting the required information as clearly as possible.

 

Structure: These are all included in an invoice templates:

Company details

Company name

Company address

Company telephone number and email address.

Company number

VAT registration number (if VAT registered)

Invoice number

The date the invoice was raised, due date: the date by which payment should be made. Normally 30 days after the invoice date.

Payment terms.

Client details, he name of the agency, or client if contracting directly.

Fees: A description of the services provided

The gross amount due.

The VAT amount, if you are VAT registered.

The total amount due.

 

 

Purpose of Purchase orders: These authorize vendors to ship products and document the specified price as well as the terms of the purchase. Purchase orders are legally binding documents and require the agreement of both the buyer and vendor in order to change the terms. Often, purchase orders are open ended, allowing a company to order from a vendor as needed at a set price for a specific time frame. A purchase order sets forth the descriptions, quantities, prices, discounts, payment terms, date of performance or shipment, other associated terms and conditions, and identifies a specific seller. Also called order.

 

Structure: The structure of a purchase order has two basic components: a purchase order header and purchase order lines. When you create a purchase order, you enter the header and then assign lines to the header. The lines contain the specific item information for the order.

 

4. How do you file a loan application?

1. To determine what the amount will be requested and to analyze in a first instance if we are able to pay the amount.

2. Taking into account the amount of the loan, the term and costs of each offer (fees and commissions). To keep in mind that the interest rate that banks or financial institutions point out; usually it is not the only cost to pay for the loan, but there are usually other costs that are not mentioned in the first instance, such as maintenance fees.

3. Once we know the amount, the cost and the term, we must evaluate if we are able to pay the amount lent, for this, we must find the monthly fee to pay (which can be provided by the same bank or institution Financial), and then include that amount in our projections of income and expenses (projection of our cash flow), and thus, to know if with the income we are going to generate, we can pay those fees.

4. Find out what are the requirements requested by the bank or financial institution.

5. Wait until the bank or financial institution evaluates and measures the risk of granting us the loan and, accordingly, decides whether or not to approve the loan.

 

 

5. What is a mortgage?

Is a security right, which is constituted to ensure compliance with an obligation (usually payment of a loan or loan), which confers to the owner a right to realize the value of a good, (generally real) property which, Although taxed, remains in the possession of its owner, and the mortgagee may, in case the guaranteed debt is not satisfied within the agreed period, promote the forced sale of the encumbered asset with the mortgage.